| Bond | A debt instrument issued for a period of more than one year with the
purpose of raising capital by borrowing. |
| Certificate | A document certifying
ownership. This certificate should be kept in a safe place. |
| Compounding
Interest | Compounding interest is calculated based on both the original principal amount
invested and on any non-distributed interest that has been added to the
principal. |
| Debenture Stock | A type of debt instrument issued structured to
pay specified interest amounts at specified intervals. Interest can be distributed at regular
intervals, depending on the terms of the issue. |
| Debt instrument | A written
promise to repay a debt. |
| Dividend Payment | A distribution of a portion of a
company's earnings made to shareholders. |
| Face Value | The dollar value (or
original cost) of a security. This is the value used to calculate interest or dividend payments and
can also be referred to as the par value or nominal
value. |
>| Irongate | Irongate Property Limited, previously known as St
Laurence Property & Finance Limited. |
| Issuer | The company making the
investment offer. That company is listed in the Glossary of Terms for the investment in
question. |
| NPT | The National Property Trust. |
| Principal
Amount | The principal amount invested is the 'Face Value' of an obligation that must be
repaid at maturity. This is separate from the Interest. Principal payments do not have tax
deducted. |
| Proportionate Ownership Scheme | A Proportionate Ownership Scheme
is a contributory scheme that involves the purchase by multiple investors in order to acquire the
same real property. Can also be referred to as 'Direct Property Investment'. |
| Record Date | The date established by the Issuer to determine the holders who are
entitled to receive a dividend or distribution. |
| Registrar | A person or
organisation responsible for maintaining records of ownership of its investments
(securities). |
| Registry | The official record of investment (or security)
owners. |
| Security | Investment that signifies evidence of debt or ownership of
a company or other assets. Some of the most frequently used types of securities include stocks,
bonds, options, and futures. |
| SLL | St Laurence
Limited. |
| SLPDF | St Laurence Property Development Fund
Limited. |
| SLPF | St Laurence Property & Finance Limited. This company is now
known as Irongate Property Limited |
| Trust Deed | A formal document which
outlines how a trust is constituted. Information that may be documented includes the powers of the
trustee and can include any restrictions on investment vehicles. |
| Unit
Trust | A unit trust is a form of collective investment constituted under a trust
deed. |
